Programs - JA Finance Park®

JA Finance Park® by the Numbers
During the 2013-14 school year, over 8,000 students participated in the Capital One/JA Finance Park simulated city and JA Finance Park® Virtual. Students came from 69 schools in 17 districts throughout New Jersey and were impacted by 553 volunteers.

JA of NJ is proud to announce a new partnership with the NJ State Museum... The Capital One/JA Finance Park simulated city will be located in Trenton, NJ this fall!

Field trips from November – January: NJ State Museum, 205 West State Street, Trenton, NJ.

JA Finance Park®: A two-pronged approach to financial literacy education for middle and high school students that begins with several weeks of classroom lessons, centered on money management, wise consumerism and career exploration. This program helps NJ students meet core curriculum content standards and the 9.2 Standard high school graduation requirement.

Students must put their newfound knowledge to the test in a budgeting activity during a culminating experience, either at the Capital One/JA Finance Park simulated city or through the virtual online simulation at their school’s computer lab. JA Finance Park Virtual allows students to participate in an online budgeting simulation, without ever having to leave the classroom.


Group Picture

“The Truth Revealed:” Upon arrival to the JA Finance Park simulated city for their one-day field trip, each student receives a debit card with details about his or her fictional adult life situation, including marital status, children, job, salary and taxes.


“The Big Search:” After calculating their net monthly income and budget guidelines based on their fictional life situations, student must visit 17 different storefronts to gather different consumer options from each business, including housing, transportation, insurance, electricity, groceries, philanthropy and investments.


The Budget Puzzle:” With guidance from their corporate and community volunteers, students must now make decisions in each spending category, with the goal of achieving a balanced household budget by day’s end.

“The Final Commitment:” Prepared with their budgets, students return to each business storefront to pay their bills. Once complete, they visit the Student Audit Center to verify their accounts are properly balanced.


"Today at Finance Park, I got a glimpse of how it feels to be someone who is financially independent. I was put into the perspective of my parents, and I had to make diligent decisions while staying in budget. It gave me good perspective and I’m happy I came."
- Joseph, Explore 2000 Middle School, Jersey City

v Click here for JA Finance Park® program overview.

v Click here for JA Finance Park® Virtual description.

v TEACHERS, please click here for field trip application or click here for Virtual application.

v VOLUNTEERS, please click here for Volunteer Overview to learn more about volunteering at the JA Finance Park simulated city.

Have questions about JA Finance Park, or wish to sign up? Contact:

  • Stephanie Karpowicz, JA Finance Park Manager,, (609) 419-0404 ext. 111


Become a part of our Wall of Recognition at JA Finance Park by purchasing a “brick” that will permanently display you/your family’s name. Your investment will help us provide our youth with the skills they need to become financially responsible, contributing members of our community.

Click here to become a brick member!

Junior Achievement of New Jersey - 4365 Route 1 South - Princeton, NJ 08540 - Phone: 609-419-0404
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